What house can you afford on your budget?

Undoubtedly, it’s a wonderful experience to own a home. Besides giving you the freedom to design it according to your preferences, there is so much you can enjoy by owning a home. If you’re looking to build a home, below is a breakdown of the house structures and sizes that you can choose based on your budget.

Remember, the size of home matters a lot as far as the cost of a building is concerned – the bigger the house or, the more the rooms a house has, the pricier it will be. With that in mind, here’s is what you can build with your budget. 

  • Budget below $50,000 

If you have a budget of between $25,000 and $35,000, you can build a smaller but decent home of between 100 and 400 square feet. The house can include a one-bedroom, main room, kitchen, and bathroom. Most of such houses are built on trailers and are mobile. The cost may, however, exceed if you’re looking for high-end construction materials and luxury appliances. 

  • Budget below $100,000 

If your budget is between $60,000 and $100,000, you can build a beautiful but small house between 600 and 1000 square feet. This size is perfect for someone with a small family. Typically, it consists of two small bedrooms, a kitchen, a standard bathroom, and a living space. However, the cost may vary depending on the materials used as well as the labor costs and your location. 

  • Budget $150,000

This budget is perfect for a pole-barn or a shipping container house with no deep foundation. The house size may vary anywhere from 2,400 square-foot with shells costing $50 per square foot. 

With foundation, insulation, interior, appliances, and furnishings included, the house can cost you around $120,000 to $150,000. The price can vary based on the size of the home, price of the appliances, and the materials used. 

  • Budget Below $200,000 

If you have this kind of cash, you can build a decent modern home of between two to three small bedrooms and a living area. The house size can have an average size of about $1,300 square feet. Depending on the size of the house, materials used, location, and appliances used, this type of home typically costs between $150,000 and $200,000. 

  • Budget below $300,000

With a budget of between $250,000 and $300,000, you can build a modern three-bedroom home or two large bedrooms with pricey appliances and finishes. The house size could be anything from 2,000 Square feet. 

  • Budget below $400,000

With about $400,000, you can build a four-bedroom modest home of approximately 2,500 square feet. For some areas where labor and land are more expensive, this budget can build a 3-bedroom house. 

  • Budget under $500,000

With this kind of budget, you can opt for a modern, high-end design, and luxurious three-bedroom house of about $1,500 square feet. As well, this budget is ideal for a modern, elegant four-bedroom home of approximately 3,000 square feet. 

  • Budget below $1 million 

With such a cushy budget, you have a wide array of options. You can opt for a 4,000 square feet luxurious home or a $2,500 square-foot-home with expensive appliances, designs, cabinets, and aspirational flooring. The house size may be small or bigger, depending on the location. 

Conclusion 

As you have seen, you don’t have to have $1 million to own a home. Depending on your finances, you can choose what works for you and proceed to build your dream home.

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